Dh was made redundant recently. He didn't claimed job seekers allowance as was hoping to get another job. 4 weeks later not even an interview. I work 9:15-2:45 which works perfect for school, my salary is ok but not great. I told dh we are now struggling and he went to the job centre today, only to be told he can't get job seekers allowance because I work.
Dh has worked full time for 15 years, I worked full time until 7 years ago when I dropped to 27.5 a week. I can't believe that we are not entitled to anything. For the first time we need a bit of help and told we can't get it. Is this right, has anyone got any advise. Thank you.
He is not entitled to income based job seekers allowance as your income will be too high with your work. But he should be entitled to contribution based job seekers allowance if he has paid NI. My husband had this recently when he was made redundant. It was the same amount as the income based one, but you did not get any of the other benefits like free prescriptions, free eye tests etc.
If he has paid enough Class 1 NI he would qualify for CONTRIBUTIONS BASED JSA. It is fixed, not means tested for savings, doesn't open doors to any other benefits, is very limited in time etc , and you have to comply with job seeking criteria. I am currently signing on under contributions based JSA. - I actually don't receive any money as my Class 1 NI record was not Ok for the last 2 years but I do it to access the "support" available (ie little to none!). However if you sign on this way it builds up your NI contributions record.
What about working tax credits for you? (Not sure about this as although I work it is less than the 16 hrs I need to claim this)