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Have you claimed on home insurance?

(2 Posts)
notasausage Fri 30-Oct-09 09:59:44

What did it do to your premium the following year(s). I've never had to make a claim and am trying to decide whether to do it through the insurance or just replace the item myself as it's not a huge amount over our excess, though still more than we could do with spending at the moment. Am I going to take the hit with higher premiums in future years if I claim? Any thoughts appreciated

EldonAve Fri 30-Oct-09 10:03:38

We claimed for burglary total claim less than 500 quid - no effect on premiums but then I do often change insurer on renewal

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