long one here i am afraid. last year we moved and got a new offset mortgage with IF.. moved all our current accounts, savings accounts, direct debits, everything... over to IF and generally offsetting works well for us...on a high fixed rate till june 2010, but hey you win some and lose some...
BUT
they are now saying they will not offer mortages anymore and are not bringing out any new remortgage products. So unless we stick with IF and move on to a variable rate, or just get another normal mortgage elsewhere, I've basically got to go through the whole bloody rigmarole (sp?) again, movingour current account etc etc...
anyway, I am on mat leave at the moment, would dearly love to sort this out now before I go back to work (going back fulltime) but we are locked in,and the thought of doing it next year whilst i am working just fills me with dread.
any point in writing to them asking them to release us without penalty?? probably not but just needed to vent spleen...
i
Please or to access all these features
Please
or
to access all these features
Join our Property forum for renovation, DIY, and house selling advice.
Property/DIY
intelligent finance offset mortgage holders... anyone annoyed as I am??
5 replies
HerHonesty · 15/06/2009 08:52
OP posts:
Please create an account
To comment on this thread you need to create a Mumsnet account.