We are first time buyers so no experience with these things.
We had an offer accepted on a cheap Victorian terrace months ago. Everything is really slow because of Covid. After we had our offer accepted I noticed a damp patch on one of the bedroom walls and was a bit worried but figured the home buyers survey would pick up anything major.
Now we have our survey back and there are 6 red flags on there I think. First one is that damp was picked up in the living room (not the bedroom) and we should get a full independent damp survey done. Now I've been struggling to find one that is taking bookings at the moment, but the more I've been reading about damp in period properties the more I've been realising surely it's just par of the course? Is there any point in us spending hundreds on a damp and timber survey at the same time slowing down the buying process which has already taken months?
Another issue was that two of the windows are misted and need replacing. But it says we should have a FENSA approved fitter give us a quote before exchanging, because apparently changing windows in period properties can be extortionate if the walls need supporting.
I can't remember all the other things but they seemed less risky and things like garden wall needs repointing, but I don't think that is an immediate job or something we need to have looked at before buying, it's a budget period property so we don't expect perfection.
We were very lucky to get this mortgage offer as first time buyers, our mortgage lender is no longer offering it to new applicants and we wouldn't get one from elsewhere and would take years to save up the bigger deposit lenders are asking for.
In light of this, and that we would have paid a few grand more for the house to be honest, would it be totally unwise to just ignore it?
If I could turn back time I'd have just had the basic survey and paid seperate for a damp survey in the first place.
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Would it be stupid to ignore the home buyers survey?
19 replies
user64332 · 21/02/2021 20:14
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