I'm hoping someone can provide some quick advice regarding building and contents insurance renewal that's due. 😊
A few years ago I contacted my insurers about a large crack in an upstairs room. Subsidence expert came out looked at it. Said it wasn't subsidence but caused by poor workmanship in bonding brickwork together. Also there was a problem with the drains.
Subsidence claim rejected but drains repaired by insurer.
Because of the drain repair I've stayed with the same insurer but now want to switch.
Since they wouldn't reduce the renewal figure enough, I've asked for cost of the drain repair to give an accurate figure on the quote applications. I've been given the cost for that and a figure for the subsidence claim!
I didn't mention the subsidence claim on the comparison website, because the claim was rejected as subsidence not found. Do I have to mention the rejected claim on quote applications?
I'm worried that if I have to, then many companies either won't provide a quote or the premiums will be a lot higher.
Do I need to record the subsidence that wasn't subsidence claim?
I do want to be honest and above board.
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House Insurance and subsidence claim
16 replies
Gettinggrumpier · 16/11/2020 18:59
OP posts:
PhilipMendez ·
03/08/2023 12:08
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