Hello,
I'm hoping someone can give me some advice. I recently applied for a sole mortgage with my bank NatWest, and didn't declare I was in first half of my pregnancy. I didn't do this out of trying to hide it, but didn't declare that I was expecting any significant life changes or whatever they asked, since my financial situation is not going to change. I will get 6 months full pay, then with my leave added on, I intend to return to work after full time. My partner intends to manage childcare etc then.
After doing some research, I learnt one of the things they look for on bank statements is suggestive payments, and I have a couple, that suggest I'm pregnant.
My application is in but has not yet been assessed. This will surely be flagged on my statement. Whilst I can prove there will be no change in my financial circumstances via letter from my employer, I'm really worried that I will be declined purely for not disclosing that I was pregnant in the first place. What should I do in this situation? Contact NatWest before they assess my paperwork? Or just wait and see if it's flagged? I don't want to end up in a situation where I'm automatically declined and it's just really stressing me out. I want to make things as smooth as possible!
Thanks for any advice or similar experiences anyone has!
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Applying for mortgage whilst pregnant
3 replies
Buckety7854 · 17/08/2020 11:03
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