I've been with DB to view a house this morning. It belongs to his friends gran who has had to go into a care home, the house now needs to be sold to fund her care. DB is a first time buyer so hasn't got the luxury of an estate agent to guide him through the process.
DB has been to the bank and agreed a mortgage in principle, he says that the bank have said that he needs a gas safe check and an electrical check before they will allow him to proceed with the mortgage application? Does that sound right? Also they need to know if the house has a steel frame?
The house appears to be in good structural order (to our untrained eye) but is an ex local authority house around 60-65 years old.
After the second viewing he feels happy that he'd like to buy it (they have agreed a price at the bottom of the valuation figure an estate agent gave) but how does he proceed from here?
He'd like a full structural survey done, how do you go about arranging that privately? Is is done before he applies for the mortgage? It's been years since I bought a house and the estate agent always took care of things so I'm no help.
Can anyone guide me on what he needs to do now please? Cheers!
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First time buyer private sale help
3 replies
crapitus · 04/03/2017 15:59
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