Hi all,
So I was offered a mortgage through TSB with the help of a mortgage broker. The mortgage record of suitability letter from the broker came through the post last night. I read through it and noticed that there a couple of things incorrect in the application. (He took the information over the phone ).
Basically I've been living in my current property for 4 years ..and he has put 2 years 10 months ( no idea where he got that from).
He has put that I earn £300 a month more than I actually do ( I even sent him the last 4 months payslips ).
He has also stated that I have no credit cards and no overdraft. I do have 1 credit card as I told him but I never used it..haven't in about 2 years. My current account has an overdraft of £1500 but I've never had to use it.
I haven't signed it yet .....
So the most important question is ..will correcting this information give the bank reason to withdraw my mortgage offer ?!
I can afford the mortgage that I have been offered and also expect to make £150 a month in overpayments ... but I guess all this might now matter.
What would you do?
Help and advice appreciated
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Information on mortgage record of suitability is incorrect...will the bank take back my offer :(...help
7 replies
IloveDisney89 · 21/01/2017 12:36
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