Help! We appear to have had none stop issues with house purchasing and I really can't tell if I just have blinkers on now to force the purchase or if there may actually be an issue.
Firstly I should say I have concerns about our solicitor. She is never available on the phone when you call, can never get a time for her to call you back, sometimes it's within an hour sometimes the next day which is really tricky with work so I tend to email her.
She takes a day to reply to emails and continually speaks in 'solicitors' speak, which annoys me, If I understood what she was talking about I wouldnt need her, I'd be handling the purchase myself, so again I know I aready dislike her which may be clouding my thoughts.
So the property we are buying is not registered with land registry. Our solicitor has said she would charge us £300 to register, plus the land registry costs (£270) but there is no guarentee we'll get it registered and there are risks, many risks, financial risks and risks around not getting full title (I have no idea what that means)
Yesterday my husband spoke with her, she told him it was a terrible thing and we must make the sellers register it first even if it takes months. Yet everything I have read online suggests this is a really common issue and we can take out indemnity insurance to help with any legal costs if it becomes complex.
Husband says he wants to pull out because he doesnt understand the risks, but shes told him there are risks.
I say she has to talk to their solicitor see if they are willing to register and we can meet them part way on the costs. Our mortgage offer is valid for 5 months and we are currently in a rental so we aren't in a huge rush. I call the estate agents to inform them.
Today estate agent phones sellers solicitor to ask what they think, turns out my solicitor hasn't even bothered contacting them yet despite me emailing instructions yesterday lunch.
My gut instinct is I sack our solicitor, write off the money we've paid her and get someone new to handle the sale and agree to registering the property after purchase.
Does my solicitor have a point, if the title deeds are correct (which would be her job to check) that really what is this blummin risk she's whittling about because quite frankly I don't get it. Deeds used to be paper, now they are electronic and there's a few paper ones not yet converted it all seems straight forward and logical to me.
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Would you ignore solicitors advice?
36 replies
ClarkL · 16/11/2016 11:53
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