Insurance/high flood risk house anyone??

[starkers1]

Hi ladies, I am keen on buying a house in Hampton, Surrey that seems to have high flood risk due to River Ember being close to the road (garden and house is up and across street from the houses that have gardens backing onto river). The river has a flood prevention scheme but area does still seem to be classed as high risk.

I wonder for any of you that have homes in high flood areas, could you please share how much extra your insurance premiums were/are? As the house price is surprisingly at low end, assume this is why...

[specialsubject]

you don't have to own the house to get an insurance quote - just see what the comparison sites say. The first question is 'has it ever flooded?'

The Ember and Mole are quite heavily controlled but there are roads in the area that do flood.