I have an insurance policy coming to fruition this year and will end up with about 20 grand. Lucky me I know. I have already decided not to pay it off the mortgage as it will make little difference to our rather large monthly payments. Plus I really need stuff doing to the house and this is likely to be the only time I can afford it.
This is what I want/need:
New kitchen - this is a must Garage converted to a home office - not a priority but would free up a lot of space Soundproof the party wall - we have awful neighbours. Remove fireplace and get log burner. Get some remedial work done to drive - this is probably a must too. Get a new front door. Get radiators flushed out New sofa. Probably a necessity too.
Appreciate I can't do it all on 20 grand. Hoping to keep the kitchen to about 6 grand
What would you do? What should I focus on? Also really need to keep some back for rainy days so my options are so small! I need 200 thousand tbh!