Chancel repair liability insurance

[sighbynight]

We are in the process of buying a house near a CofE church and I've heard mention of needing chancel repair liability insurance. I'll get a call into the solicitor, but in the meantime, does anyone know anything about this? What would we be paying out, roughly? Any ideas?

[Familyguyfan]

We've just moved and we got this. There is some issue over its necessity after (I think) a 2010 change in the law. We thought better safe than sorry and it cost very little. It might have been £60, I can't quite renember. It certainly wasn't more than that.

[TheresLotsOfFarmyardAnimals]

Worthwhile if you're going to be living on Church Street or something similar. The church have been known to follow through on this and a couple lost their home.

[bellabelly]

We had this at our old flat. It was very cheap (one-off payment) and meant we were covered IF the Church ever made a claim. It is very rare but as TheresLotsof says above, the stakes are too high to take the risk in my opinion.

[sighbynight]

Thank you! The house is right next to the church in a semi rural village. A less than £100 payment for peace of mind is no problem.