We have recently bought our first house. It's an Edwardian end terrace in a lovely village. There's a garden front and rear and a lovely side path and flowerbed. The old chap who live here before was a keen gardener so the garden is full of mature shrubs, primroses, daffs, pots and so on. All lovely. He died about a year ago and since then the house was empty. We took advantage of the Help To Buy scheme, and the plan is we will overpay during the two year term and get it as nice as possible before remortgaging. Even when interest rates go up to 3% in the interim, as I know they will, our monthly payments will still come down. We've done all the sums.
As first time buyers our options were limited. We're in Cornwall, so the price of houses vs income is ridiculous. I know that all older houses have their problems. The survey came up with nothing apart from general modernisation and "repairs" (these are to the cracks which appeared in the bedroom plaster when they shoved in the new, big UPVC windows - the lounge window underneath the bedroom is a massive bay) and a new boiler. It's a granite and brick house, with some rendering.
I don't love it though. Everyone is saying "You must be loving being in your new house" and I don't. I'm just scared of it and all the work we need to do. We keep finding problems. DH is a can-do, determined, cheerful person, and very handy and he is confident it'll all be fine, but I'm so anxious. E.g. we went away last weekend, and when we came back a big discoloured patch has appeared on the wall next to the stairs (outside wall, facing west). But it's been so dry lately. Why would it suddenly get damp? The cracks are freaking me out - I've convinced myself it's subsidence. The house is on a hill. I know it has stood for 100 years and everything, but they're still making me anxious. The boiler doesn't work - we knew that, but the whole buying and installing one is making me anxious.
I've had lots of family and personal issues lately, and added to the house, it's all been a bit much. I'm projecting all my anxiety onto the bloody cracks! I need to get a grip. Has anyone else ever bought their house and then freaked out about it? I'm just scared of and overwhelmed by the commitment and the cost. I know I'm very lucky and all that, but all I want at the moment is a nice modern box. Someone tell me it will all be fine :(
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Tell me it's just stress, please!
15 replies
HesterShaw · 21/03/2014 17:47
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