New build- is it ok that the builder lied on form?

[friendlyface12]

We are buying a new build and on one of the many forms we signed the salesperson had written
The options we were having cost £0. I asked why he hadn't written the price (some £8k) of what we had ordered and he told me it was normal to write nothing on the form now and then add it on at a later date.
Is this right? This is a well known house builder - should I ask the company who we are getting our mortgage from? I'm worried it might mean the house is not valued right. I don't want to mess up the sale but equally don't want to be left with overpriced house.
Anyone any experience of this?

[deleted203]

I know nothing about this, I'm afraid, but there is no way on God's earth I would be signing anything that a salesperson told me he was intending to add an unknown figure to, after he had received my signature...

I would be telling him that if it said £0.00 for options on my form and listed what I had chosen, then I would be expecting said options included and would be paying precisely £0.00 for them!

[jorabbixx]

The only time we had £0 as a price on the sheets was when we had negotiated the extras into the price of the house. So we had to pay nothing for them. Ones we hadn't negotiated we had to pay for them before we completed and before they would do them, such as putting up outside light and electricity in the garage.

[orangina]

Is this to keep your stamp duty bill down?

[friendlyface12]

I don't know orangina, I suppose it could be - the builders are paying the stamp as part of the deal.
The salesperson had so many forms etc and was really pushy. It is for those 'extras' like carpet, a shower and light to the garage!! We are waiting to hear if we got the mortgage - apparently the mortgage co are doing valuation now - should I say anything? We were forced into using the builder's 'independent' solicitor and mortgage co too so am worried about it. If we don't get mortgage we stand to
Lose tens of thousands :(

[friendlyface12]

Jorabblxx did you have to write the cost of the ones you paid for in advance on the form? As it happens we have paid half of some of the options (not anything like the total though) cost already but at the time of the form filling we had paid none, although we knew the total,

[jorabbixx]

Just got the forms out. They are called options order form and are from Taylor wimpey. We had forms for each room, everything and all our choices (tiles, kitchen, carpets etc) was listed on the forms but also with no prices included (column with prices is just left blank) and at the bottom is written sales incentive. The only ones with a price next to it are the things we had to pay extra for such as a shower screen (even though we had negotiated the shower above the bath and tiling to ceiling into the price, we had forgotten to negotiate for the shower screen)

The prices were never added to any of the sheets, at least not to the copies I had. Each sheet is signed by us and the sales woman.

[jorabbixx]

The sales woman wrote the prices on the forms and demanded a cheque from us straight away to cover them, even though we hadn't exchanged contracts, just paid a deposit.

[friendlyface12]

Thanks, Yes I have those options forms and they did put prices in there but I think it was the form for mortgage company. It said value of options and they put £0 when we had ordered £8k of options. We have not paid for all yet just a small portion of that £8k. So should I phone the mortgage company and check with them that this is ok? Does it mean that the house won't be valued right?

[PigletJohn]

you can be encouraged, but not forced, to use their tame solicitor.

best not to.

[MelanieCheeks]

I think that things like carpet and a light in the garage wont really affect the value of the house itself, certainly for mortgage purposes.

[friendlyface12]

Piglet John we were forced - if we didn't use their recommended solicitor and mortgage advisor then we would not have been given any discount. We were told we would be able to use our own solicitor and mortgage company only if we paid full asking price with no sweetners. This was only told to us on the day we went tonsign the papers prior to this we were told we could use our own. It was a case of if you want the stamp duty paid you have to use our solicitor and mortgage people!

[Shenanagins]

We had prices next to the optional extras we had to pay for and £0.00 next to those they added in at no cost to us.

you could be cheeky and tell them that as there is no cost attached you assume you don't have anything to pay!