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Would you live in an ex-council house if it meant being mortgage free?

(90 Posts)
huffpuff75 Thu 10-Jan-13 20:35:23

Just wondering what other people's perspective is on this. Basically my question is as above, ex-council house on a small estate in a desirable (to us anyway) rural village, with very good primary school nearby, good but not outstanding secondary, large garden, much larger house than we would get for the same money in non ex LA properties. There are a handful of properties fitting that description available in our two target villages, some we'd be completely mortgage free, others would require a small mortgage. Thanks for reading!

georgedawes Thu 10-Jan-13 20:38:31

Definitely. As long as the location is good! Ex council houses from the 1930s are generally well built properties and being mortgage free would be so liberating.

expatinscotland Thu 10-Jan-13 20:39:59

YES! As long as it's in a good location and is detached or has good neighbours.

NatashaBee Thu 10-Jan-13 20:42:54

Message withdrawn at poster's request.

huffpuff75 Thu 10-Jan-13 20:43:05

Thanks georgedawes. I agree on the well built aspect, plus the space is often good. Location is in two of the village(s) we're looking at, so I suppose that is a yes, it is good for us. STrangely though I wouldn't consider it in the third village we're looking at as the houses are much later, smaller and not as good build quality. And there's more of them.

dashoflime Thu 10-Jan-13 20:44:48

Sounds fantastic: Go for it!

ArtexMonkey Thu 10-Jan-13 20:47:03

God yes, I'd bite their hand off.

huffpuff75 Thu 10-Jan-13 20:47:22

Semi detached expat. I'd have to check out the neighbours, but chances are I'll know them (or know someone who does) so that is easily found out. NatashaBee - the stigma is why I was interested in views. The area is a very rural area, which is what we are after. Back to where I grew up, but commutable for DH.

Anifrangapani Thu 10-Jan-13 20:47:31

Some of the most dedirable houses in our village are ex LA. They are the only ones with gardens and parking.

InNeatCognac Thu 10-Jan-13 20:49:10

Message withdrawn at poster's request.

expatinscotland Thu 10-Jan-13 20:49:33

Find out! Semi is good, too, if you know the neighbours. smile

MmeLindor Thu 10-Jan-13 20:50:24

Yes, in fact I do, but it is not yet mortgage free. We just bought last year, and it is very well built and has bigger rooms than many of the new build houses nearby - which are sometimes 40% dearer.

I think we will find that ex LA houses become more sought after in the coming years, because people are having to go for the cheaper option because they can't afford the down payment otherwise.

TheBoyandTheButton Thu 10-Jan-13 20:51:52

A house is a house. I brought an ex council house, semi, with drive and massive 20m garden, I love it!

huffpuff75 Thu 10-Jan-13 20:53:03

Thanks dash and monkey
I am a bit worried I'd miss character, but I'm sure I could fit woodburners and make it characterful

Meglet Thu 10-Jan-13 20:57:57

Yes. I'm waiting for an ex-council house to come up for sale in the area I want actually. I've spent a long time grumping about not wanting to live in 'that' sort of area but realised that actually its not bad and a good location, and I'll get a downstairs loo! I won't be mortgage free mind you, but we will have loads more space for not much more money. If I'm not crippled with a big mortgage then we can have a good quality of life.

wonderstuff Thu 10-Jan-13 20:59:48

My house is in my ideal village, not ex LA, but 80's build, which I prevously wouldn't gone for, do miss sash windows a bit, but the space I have for the price is so good. I rent, so can't fit a woodburner, but if I could it would be perfect. Extra space is such a luxury imo.

narmada Thu 10-Jan-13 21:18:07

Yes yes yes. We do - not mortgage-free, nowhere near- but I love it. It is so solid and I never ever hear a peep from our attachex neihhnours. Massive plot, extendable and most of neighbours were born here and some have been here since houses were built In 1950.

huffpuff75 Thu 10-Jan-13 21:18:23

wow - loads of positive responses. Cat keeps sitting on my keyboard and shutting computer down just as I am typing replies though.
YY to gardens and room sizes Ani and Cognac
Good to hear from those who have done it MmeLindor and TheBoy. The garden sizes are what's doing it for me as well. And the space Meglet and Wonderstuff, aaah the space squints to avoid seeing true extent of overstuffed 2 bed house and own emerging DC2 bump

GrendelsMum Thu 10-Jan-13 21:22:14

If the garden was nice, I think it sounds like a great idea.

huffpuff75 Thu 10-Jan-13 21:25:43

Thanks Narmada - sounds like where we're looking!
OK, so unless the ultimate forever house appears on the market under budget and with vendors desperate to take a low offer, then these are serious contenders... Like Meglet says - it is about quality of life. And nothing else in this world is getting any cheaper, so we should save where we can.
Thanks all for the input so far - it has been really helpful.

annalouiseh Thu 10-Jan-13 22:02:06

100% must do
bigger rooms, non paper walls and a larger garden.
we have this. go for it, chances are if you do a few things to it also you will increase the value also

PureQuintessence Thu 10-Jan-13 22:06:00

Yes. We did this. Desirable (London) location, ex council wedged in between fab mansions, good nearby schools. Our mortgage is very small, and totally affordable. The house is a three bed end of terrace which has been extended both sideways (yet keeping the side entrance) and into the garden. We have a mahoosive garden. It has two sheds, a 25 m2 deck, a "grown up" area for sitting in nice surroundings, large lawn with both trampoline and a skating ramp. grin Plus we have a park in front.

narmada Thu 10-Jan-13 22:10:19

We are also greater London - and also sandwiched in between mega-mansions. Hurray for ex-council houses.

Goodwordguide Thu 10-Jan-13 22:13:23

I think I know exactly where you are quint. We're nearby, also ex-council, conservation area, lovely garden estate built in 1920s with allotments, greens, mature trees. Very sought-after and our little 3-bed has increased in value by 45% in 6 years.

I find it really strange that people would think ex-council was anything to be embarrassed about!

deleted203 Thu 10-Jan-13 22:14:02

Yes. Particularly if it's a 1930s - 1950s ex council house. They are usually a really good size and have huge gardens.

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