So we've been looking so long that our mortgage offer expired. We've reapplied and should hear back by Monday but there's no reason why it would be different to before - better if anything, because our income has actually improved over that time. But we technically don't have it at the moment.
Anyway, we've found a house!!! It's great. It's not beautiful, but it's great. It's on with three agents though - one of whom we know and trust (they sold our house and have been doing a top job of helping us look), the others we do not. So we've told the agent that we are going to make an offer, we are just waiting to have our ducks in a row and hear back from the mortgage people to be sure we can make the offer, as we don't want to mess people around. We're in rented on a rolling contract, so we can move immediately. If need be, we'd go to asking price. (Assuming nothing weird happens with the mortgage... there's no reason to expect they won't just say 'yes, you can still have the mortgage offer that was in place last week...)
We just have to wait for the bank to confirm the mortgage again. But we suspect another offer has been made on it to a different agent (our agent is looking into it). It might be okay - we can go to asking and can move immediately, and our mortgage should be in place asap. It just depends on the other vendors.
I really want this house. We've had so many fall through and this is empty so we could, just about, be in by Christmas if they chose us. We've had a shitty, shitty two years with jobs and houses etc etc and things are just on the up - if we got this house it would be a brilliant end to the year and a real fresh start.
It's so stressful - more stressful than selling was, as that went relatively smoothly and quickly for us (luckily!). I can hardly bear it. I wish I had a pocket Kirsty and Phil to just get us the house.
Keep everything crossed for us...
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So we found a house. Please hold my hand.
4 replies
ComeAlongPond · 17/10/2012 16:22
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