We live somewhere at the moment that neither myself or my DH want to be - but its convenient for both of our works (i commute 30 mins, DH can walk to his) and DD, 15, likes it (lord knows why) but she goes to a very good school and loves all her friends/boyfriend etc.
so, while i want to move, we couldnt move far, that said however there is a very nice little market town 4 miles away which is lovely and a far cry from this place,which is an ugly port town. It is still not where my heart is but my heart is in my hometown, 30 miles away, and a move there will not be possible with both our work commitments. So!
The dilemma is that we cant really afford to hugely up our mortgage and it wouldnt get us much in the market town up the road, so we had made up our minds to stay here, remortgage and take a little extra out on the mortgage to make this place really nice, both inside and out.
However, because we had an overdraft the building society wouldnt do it! I immediately converted the o/d to a loan and paid it off, with a view to reapplying in a month, which we were told to do by the rep from the building society.
but now its brought back into sharp focus the question of whether we are doing the right thing or not.....
im so confused and just going around and around in circles! DH doesnt have any views either way. We dont have a huge amount of equity in this house but we have enough to move if we really wanted to - however that said, while we have renovated and reburbished inside the out side is a bit of a mess....i was going to really go to town on the outside and have a new block paved driveway, new garage, new turf, new fencing etc and the quotes for all of that were about 13k.
We were also going to put a new bathroom in and that was going to cost about 3.5k.
when done it would have been a fantastic little house, with absolutely nothing left to do in terms of major works. while the town we are in is not particularly "nice" we live in a very nice part, near to a park, very quiet pretty little street, friendly neighbours.
what would you do? im sooooo confused and the knock back from the building society has left me wondering once again if we should just move?
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i really really cant decide what to do and DH is no help either!
15 replies
RagingDull · 23/09/2012 18:50
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