In process of buying our first house. We are lucky in that we have a large deposit so are borrowing just over half the house's current value by way of mortgage.
Our mortgage broker contacted us to say that a drive by valuation survey has now been booked and mortgage agreed subject to valuation - yay, thought we'd never get there.
But..... do they REALLY just drive past the house to check it's standing and as described (e.g., 3 bed semi) ???! We have to pay them several hundreds of pounds for this - seems nutso to me. Aren't they interested from a surety point of view in whether it's about to slide into a loam pit/ rotting from the inside out/ completely burnt out inside??!