I am due to take my driving test soon, (shaking emoticon!) and have started to think what I will actually drive when I do pass!
We have one car atm, which we will upgrade for a new one in a Years time. DH uses this for work, so when (and if) I do pass, I will need to buy a car for myself.
For the first Year or so, I am thinking of getting myself an older car whilst I get used to driving alone.
So to the questions.. is it better to get insurance on my own, or join DH on his policy (I am on his policy now as a provisional driver.)
And will insurance companies cover two cars and two drivers on one policy?
I hope all this makes sense!
you may as well get insurance in your own name as if your dh has 2 cars in his name (ie 2 policies with the same company) he can only use his no claims bonus on one of the cars so the other car will be just as expensive as if you got a policy in your own name. Also it is worth building up your own no claims its probably best to go with your dh's company for your insurance as they'll often give you discount because your spouse is insured with them.