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Private medical insurance - which ones cover pregnancy?

(6 Posts)
misstiggiwinkle Tue 11-Mar-14 10:36:38

I've just found out that I'm pregnant and considering going down the private route. I am covered by Axa BPP healthcare with work although I imagine they don't cover private care during pregnancy. I don't really want to call and ask in case it alerts them.

I was wondering if there are any plans out there that definitely cover you?

greentshirt Tue 11-Mar-14 10:43:13

In the main I dont think any do. You are able to pay privately but I think you can only be covered under insurance with an international policy, so for example an american working in the uk etc.

eurochick Tue 11-Mar-14 10:44:28

Yes, it's only usually the international policies that cover pregnancy and birth. You can still pay for private care though, but it is quite expensive.

KatoPotato Tue 11-Mar-14 10:47:15

It will not be covered by PMI as pregnancy is viewed as a choice, rather than a medical condition IYSWIM

FrumiousBandersnatch Tue 11-Mar-14 10:50:04

UK-based policies don't cover you for antenatal care or childbirth. Worth checking your policy though as you may be covered for other pregnancy-related conditions - for example to see a physio privately if you have PGP.

CrispyFB Tue 11-Mar-14 11:33:28

Most things related to pregnancy are not covered. However, if you have an unforeseen complication you may well be. Things like ectopic, missed miscarriage - you can get your ERPC privately (have done this) but hopefully it won't happen! A breech baby can get you a private ELCS. Or should I say a token contribution towards one..!

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