This is my first post on here (sorry not down with the abbreviations yet!) and I'm hoping someone can offer me some words of wisdom. I am about to turn 30 and my DH and I are now thinking about whether to start a family.
We know we would both like kids. We both have good jobs and a house but like everyone else are finding ourselves constantly having to cut back financially at the moment to get by. We have almost exhausted the cut backs we can make to make further savings.
We are both terrified about the risk of having a baby and then finding out we can't afford it as I would have to keep working and nursery costs are crazy. We've done the usual endless sums on the back of envelopes but ultimately whilst we might be able to scrape by we'll be left with hardly anything after bills etc and we're scared about the strain constant financial stress will place us under.
Does/did anyone else feel like this? I am surrounded by people who have had a lot of problems getting pregnant so am weighing up the risk of leaving it too late against holding off until our finances feel stronger. I don't know what to do! Part of me wants to take the plunge as in the grand scheme of things I know it's more important but would it be selfish/foolish to have a baby when we don't have much spare cash in the month!?
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Can we afford to have a baby?!
17 replies
Constantbaker · 11/08/2011 13:11
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