My friend's just called. Yesterday she had a friend and her kids over for lunch/play. One of her friend's children (8) threw a stone and it broke next door's greenhouse window. Who should pay for hte repair? Her or her friend?
then i got wondering, if her friend wasnt there but the child was who would be liable?
If the neighbours have good insurance they may be able to claim for 'accidental damage'
My mums gardener was once mowing the lawn and a stone got caught in blades, flew up and smashed their patio door and insurance covered it.
They only had to pay £50 excess which the gardener offered to cover, but they realised it was an accident and so paid themselves.
I think her friend should pay because she was there and responsible for the child. If child's parents not there, I think it should be the responsibility of the supervisor. However, I think if it was my child who had done it, I would personally offer to pay regardless.
If the host parent was definitely meant to be in charge of the guest child when this happened, then I think the host friend should pay.
But only if this was a very clear cut.
If the guest parent had gone off to the loo, for instance, or just wasn't looking, and so was still in charge of her child, them she should pay.
Hopefully the neighbour can claim it off their insurance - that would be my first thought. In your friend's shoes, I'd talk to the neighbour about claiming it on their housebold insurance and offer to pay the excess.
Csutardo, your son getting a police caution for thowing a ball and breaking a single window sounds a bet steep
If it was my next door neighbours greenhouse I would pay straight away and then speak to the window breaking childs mum, tactfully saying that I had paid xx amount to Mr xx and leave it at that - hoping that the mum would contribute. As child was in my care, I would be a bit irritated if the parents didnt cough up but would be circumspect about it as they were under my supervision. Maybe that is the wimps way out? Just wouldnt want to leave any time before someone paying up - cant be too expensive can it?