Do I get charged for paying with a Visa debit card in spain?
Also, will I get charged for taking money out of a cash machine over there?
We are not sure how much to take on holiday with us next week and ideally would like to be able to just leave it in the account and work like we would here but not sure if this will cost us a bomb in fees!
You should be able to use it abroad with a pin number and also as a debit card in some shops, restaurants but it needs to have a particular symbol or chip. Think they sometimes load the exchange rate rather than charge per transaction but ask the card company.
Mine's A&L too - I just checked my statement and it says "VISA ATM CHG-CASH WDL" - dunno if it's a fixed fee or a percentage. 1.5% isn't bad anyway compared with some, but in case it is fixed don't get lots of little amounts out!
I use credit card for purchases though so don't know if there's a debit card charge for those.