I don't want to cut all spending I just want to cut down our spending so we can pay off the overdraught by christmas but at the moment it's not going well which is why I've decided to start this thread, those that want to join me can, those who don't want to join then your support would also be welcome.
I think if i write on here what I spend everyday I can see where to stop wasting money, it's also public so I'm open to others telling me where I could be saving money too. Any tips on organising our money better would also be apreciated.
At the moment we have seperate accounts (well one is joint but dp has lost his pin for his card)
Joint account is £2000 overdrawn. (reasons for this are I lost part of my income in August/ september and dd2's birthday and my mum's birthday too)
dp's bank - dp has just been paid he has £1000 in his bank.
Savings has £70 (went in by SO today)
Typical monthly spending is £2,470 a month
Typical earnings from next week are £3,100 per month
We have 2 childen and 2 cars (he needs his to travel for work, I need mine for work too) I shop at aldi and meal plan.
Total spend for today..
petrol £20
toddler group £2
brownies £1.50 = £23.50
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Stop wasting money support thread. Lets get frugal!
149 replies
LoveMyGirls · 01/10/2008 12:45
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