My Mum is 77 and has a 'funeral account' some money in a bank account to pay for her funeral, and no matter how many times I tell her it doesn't matter and she should spend it as when the time comes I'm just going to stick her under a tree in the garden she refuses to touch it.
She needs a new boiler and won't go away this year as she can't afford to do both out of her pension, so I want her to pay for her funeral up front then the remaining money, (and there is more than enough in there) can be spent.
Our local undertaker does run a scheme but I wondered if anyone knew of anyone who had done it?
I have a great-aunt who has set one, though is some special "product" that she pays in installments. Have everything organised. Have spoke to the church to see if they agree with her being cremated (she is a mormon), she has arranged to be "transported" to her native city and to be placed on the side of her mother's tomb. She has also selected the readings for her own funeral and has asked my mother to be one of the readers. The main task for her is to get as much of the family "sealed" so we can reunite after life, eventhough she is the only mormon in the family. So I guess all this organisation that she has been carried on at the lenght of 15 years will one day pay off. However, none of us are sure that the funeral scheme is not a scam but if being in control make her happy so be it.
My grandma died last October. She had a funeral plan with a local undertakers. It covered everything- service, limousine & hearse, crematorium fees & the undertakers costs. My mum was so relieved not to have to "arrange" anything. We just sorted out the date and time & the hymns & they did everything else.
She took the plan out about 20 years ago so I don't know how long they run for or cost or anything, but for the peace of mind for the family it was ideal.
They're great - but for goodness sake make sure that they will actually COVER the cost of the funeral - my gran died last year and had one of these plans that she'd had for years, unfortunately it turned out that it didn't cover teh full cost of all the expenses so my grandad still had to pay out nearly £1000 (fortunatley he's got lots of savings too but the fact is that 'shouldn't have happened)
My FIL had one, took it out when diagnosed with cancer & it took all the stress off DH. Even the coffin had been chosen (no embarrasing looking at prices etc) and the hymns,CD, no flower policy etc. The ONLY optional extra was newspaper adverts. We were so impressed MIL took one out straight away, and we will but when get to retirement age (no funds now).
Heard a wonderful programme on Radio 4 a couple of weeks ago about woodland burial. It totally decided me that I want that with a wicker coffin
look here You can listen to the whole programme again, I'd recommend it, it was great. Actually a very good series although I'm not mad about Dylan Winter.