I have just received my renewal notice and want to get other quotes, however, I have 2 questions
- I had a non fault accident in Dec 07 and my current insurance company are still in the process of getting the money and so have reduced my no claims to 3 years. Apparently 5 years is the max and they take off 2 whilst a claim is being dealt with then i'll get a refund once it's settled. Is this right? If so when I apply to other insurers do I say I have 3 years no claims or in fact that it's 8 as i've so far not had an accident that's my fault >
- Is there a way I can find out dates of 'claims' I know a few years ago I contacted my insurer when I was hit from behind. The other driver just paid for the scratches to be made good, but since I called I have to mention it but I have no clue when it was. I really ought to write it down!! Last year I couldn't be bothered to search for new ins as i'd just had ds so I haven't needed to worry for a while. I have asked my current insurer but the man i spoke to was a bit abbrupt and just said 'they only held details for the last 3 years.' When i asked if that was the same for all ins companies, i got an abrupt 'i don't know but it's the case for us!'
It's such a PITA, but I did a quick search on money supermarket and looks like I could save £100+, but I got a quote once before and inoccently forgot about the non-claim mentioned above and they upped the quote so i'm keen to make sure my details are right before I get proper quotes.
TIA