I have a £15 balance in my paypal account and want to send £16 to someone, but it keeps saying that I will need to send a echeque out of my bank account.
I don't have enough money in my bank account! Why won't it send 15 from paypal and 1 from my bank, and how can i change from an echeque to instant payment?
This is because your bank account isn't verified. It is for security reasons.
You need to prove to paypal this is your account iyswim. Paypal will deposit tiny amount into your account (about 2p) and you then have to tell them how much money was deposited and when, this will verify the account is yours.
Look on the help pages of ebay forums, they will tell you in more detail.
Echeques take up to 3 weeks to clear sometimes so maybe better to send a cheque/postal order.
Email the seller to explain.
This just happened to me too on a verified account - I needed to pay 21.50 and I had 21.49 in my account, so now they have requested an echeque which will take forever (item is coming from china) and I am soooo peed off!!