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Does travel insurance cover the excess on your car hire vehicle if it gets damaged?

(6 Posts)
CountessDracula Mon 09-Jul-07 13:55:09

Mine says that I am covered for damage to third parties or their property. Not sure if this means I would be covered. If that is the case then why would anyone take out the CDW thingy to reduce the excess?

WendyWeber Mon 09-Jul-07 13:56:42

Only one of the policies would cover you though, CD - you can't get double insurance. So I think the travel ins co would say they wouldn't pay out because you had car insurance.

CountessDracula Mon 09-Jul-07 13:57:23

Ah but as I am not insured for the excess do you think they would pick it up?

LaylaandSethsmum Mon 09-Jul-07 13:57:34

No you wouldn't be covered if you damagd the car ie; scraped it down a wall, you are only covered if you crash into something or somebody else, if someone crashes into you then its their insurance that covers it ( if they have any!!)

What the CDW thing?

WendyWeber Mon 09-Jul-07 13:58:02

It's an interesting philosophical argument - why don't you run it by them first?

HappyMummyOfOne Mon 09-Jul-07 14:02:22

Travel insurance wont cover the car or the excess on another policy.

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