As some of you may know my poor stepfather aged 85 had a massive stroke a few weeks ago and it is possible that he will never come home.
My mother is obviously busy caring for him and worrying about him but I know that this has been praying on her mind, I wonder if any of you have experience of this or work in the field?
Basically the two options are:
- He transfers from hospital to a care home (after 2 more months in hosp and provided he progresses well). If he does this, will the state pay for some of it? And if they have to pay privately, what are the limits for capital? Will they have to sell the house to pay for it if they run out of capital? What is included in the calculation for capital - is it just cash savings or does it include your house, stock and shares, investment plans, annuitys etc? What about income from these things + pensions, is that taken into account?
- They have offered my mother a month long course in caring for him at home. She is 20 years younger than him and fairly fit so this would not be impossible and apparantly they will send someone round twice a day to help him get up, dressed etc and back to bed in the evening. Again who pays for this and all the above questions in point 1 apply really.
Personally I am not keen on no 2. I feel that she will become a nursemaid, be tied to the house all the time and her life will become very tedious. I can understand why she wants to do it but he may even be tube fed, catheterised etc and he is too heavy for her to lift.
With option 1 at least she will be able to spend quality time with him every day rather than being his nursemaid.
Any opinions and personal experiences very welcome on this.
Thanks in advance for your help.