Asking for a friend who is getting a mortgage soon....if you set up a childcare account that is paid for by a family member and not the parent, will this negatively affect their mortgage application? They don't pay for the nursery childcare so isn't an expense for them. They will inform this to their broker but they weren't sure if the government tax free account will show up on any credit checks? I didn't think so but thought I would ask here!
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