Hi,
I’m currently pregnant and trying to work out the financial payments for childcare.
Together, me and my partner earn very little. He works full time earning £16k a year, i work part time and go to university part time, earning £11k a year. I actually work in childcare myself and am very settled in my job, the nursery i work in is a new business so is the cheapest around our area while they build themselves up - at £40 a day. I wouldn’t be entitled to staff discount and my baby would have to attend 5 days a week due to me working there three days AND me being at university twice a week. Ironically, i work in the baby room myself so i feel like i would be paying to look after my own child, as well as everyone elses and once the cost of childcare is taken into account (£200 a week) i would come home with £14 spare - as i earn £214.
To me, i understand the price of childcare but i feel it a bit ridiculous that i’d be left with £14 as there’s nothing i can do with that really, it doesn’t support us.
We currently live with my parents as we try to afford a mortgage/rent and intend to stay here for a year until we can save. This means that we’re not entitled to benefits as they take into account my parents wage. Equally, i can’t not work because then i wouldn’t be entitled to a mortgage but i just feel daft working 30+ hours to look after my own child and coming home with £14 that it makes me want to be a full time mum (groan).
I’m SO confused by this all.
If anyone could help it would be greatly appreciated as i am really beginning to stress about our financial situation now.
PS both sets of grandparents work full time so we don’t have an option of the baby staying with family.
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Childcare costs?!
41 replies
Yorkymidge · 19/08/2018 09:44
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