Partner and I split up 4 months ago. We have a 2 and 3 year old. I work 3 days a week so I can look after the children some of the time. They're in nursery 2 of those days, the third day being shared by grandparents. It costs approx £500-700 per month (including the 3 year old 's free hours) depending on school term dates for nursery.
I have asked my ex to pay something towards the childcare, but he repeatedly disagrees. His view is that the child tax credits that I receive (approx £600 per month) should be used for the childcare. My view is that the CTC supplements my income so I can work part time while my children are young, enabling me to look after them instead of them being in nursery full time. We both agree we don't want them in nursery full time.
He is self employed and works full time, he's not sure exactly how much he earns because he's quite chaotic but it's likely I earn more than him working part time hours than he earns 5 days a week.
He rents a house on his own, I am living in our jointly owned house but have been paying the mortgage on my own since he left.
We have the children 50:50 in terms of nights, but I have them 2 full days a week every week while he works, whether it's my turn or not if that makes sense.
I am happy having them on these 2 weekdays. Not happy that he's not giving me any money for the childcare costs. He gives me nothing towards the mortgage either. I'm hoping I can buy him out in the next few months, but in the meantime he won't agree on paying anything because I get the tax credits.
Do I make him pay his share? Or am I asking too much because he can't afford it? Or is claiming that he can't afford it. I have no way of knowing. He has refused to even pay a portion if it (less than half) because that's what I should use the CTC for. I only just break even each month with my salary plus CTC plus child benefit. In fact I'm not really breaking even, I'm getting more overdrawn each month since the split.
Any thoughts appreciated! Don't know what to do.
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Child tax credits and splitting the childcare costs
13 replies
relaxyourmind · 23/09/2016 21:43
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