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Cost of childcare with 15-30 hours free?

19 replies

stanski · 17/02/2019 15:55

Just trying to get an idea of how much averagely you spend on childcare per month, after taking into account the 15 or 30 hours free (3-4 year olds).
Currently we have a childminder who is great and not expensive but need to work out the difference in cost for when DS is 3 and eligible for free hours at nursery.
Thanks in advance

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Marmite27 · 17/02/2019 15:57

Ours is £270 after funded hours for Mon-Thurs 7:45-16:15 and Fri 7:45-13:15.

It is subsidised by work though. For reference our fees are £3.55 ph.

Smoggle · 17/02/2019 15:58

Does your childminder not offer the funding?

stanski · 17/02/2019 16:41

Thanks @Marmite27 that's not too bad. @Smoggle unfortunately not. She's private, not registered anywhere. I found her through recommendation. She's a neighbour and has done this for 30 years - many kids/ teens along our road used to go to her. She has max 3 kids at a time but isn't registered anywhere. We pay £40 a day from 7-7PM for 3 days a week (DS does 8-6 though) which has been great compared to the nursery DS went to before which was £78 a day.

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stanski · 17/02/2019 16:43

@Marmite27 subsidised by work as in childcare vouchers? Clueless. Our work doesn't offer anything for childcare. Decent pension though

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toooldforthisgame · 17/02/2019 16:51

Our pre-school is worked out on number of days in a term, and is currently £282 a month with 30 free hours, for 3 full days a week (we pay for an 11.5 hour day although don't use all those hours. With that and my school-age son's after-school club, we are £1000 a month better off than we were when we were paying for one in pre-school (15 free hours) and one in nursery.

ShabbyAbby · 17/02/2019 16:52

About £800 a month depending on the setting, based on FT long days

ShabbyAbby · 17/02/2019 16:53

Sorry that's the 15 hours don't know with 30 and based on a couple of years ago x

insancerre · 17/02/2019 16:54

Isn’t registered anywhere?
That’s not legal
She has to be registered with ofsted

Perty01234 · 17/02/2019 16:58

Is it all year around care (so hours stretched) or term time only?

Ours is 30free hours stretched across the year, DS used to do four full days and it was £550 with the free hours, now he does four days and it’s around £450 sometimes less as depends on the weeks in the month.

It’s £44 a day otherwise, we are north west.
We also use the “tax free childcare” that the govt offer, so for every £8 we pay into the govt childcare account they too it up by £2 to a tenner.
We only discovered a few months ago that we could use both!! Childcare vouchers have pretty much been eridcated now and tax free is the way forward.

Perty01234 · 17/02/2019 16:59

www.gov.uk/tax-free-childcare

Tax free childcare

Marmite27 · 17/02/2019 18:21

It’s subsided at the hourly rate, then we pay for it through the benefit system at work so it reduces your tax liability. When DD1 was in full time (£608) without the stretched funding it was only £300 difference in my wages.

They don’t take child care vouchers.

slcol · 17/02/2019 18:23

I'm not sure I would be too keen on using someone who was happy to work unregistered (therefore against the law) for 30 plus years, that sounds dodgy as hell!

stanski · 17/02/2019 19:19

Sounds like we'll be paying a lot less after he's three. Thank you all for being so helpful.

As for current setting I do get what you are saying but DS and the other two kids are really happy there so until he's 3 there is no reason for moving him.

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Twickerhun · 17/02/2019 19:24

Does your CM have first aid certificates and things like appropriate car insurance for moving kids around? I know this isn’t the point of your thread but it worries me that she’s not registered.

Racheyg · 17/02/2019 19:31

Ds2 does 3 days and with the 30 hrs funded and tax free childcare we only pay about £200 a month.

So much easier now than before when both dcs in nursery and no 30hrs our fees were more than our mortgage

MunchyMunchkin · 17/02/2019 19:33

Our nursery work it out with the 30 funded/term time hours spread across the year.
She goes 4 days and I pay £73 per week.
5 days is £85.
We are in wales so the 30hrs funding works slightly differently.

wheresmyhairytoe · 17/02/2019 19:36

She is operating illegally.

She will have no insurance and likely won't be DBS checked, safeguarding trained and isn't regulated.

stanski · 17/02/2019 19:40

@Twickerhun yes to first aid. She doesn't drive however so the car insurance doesn't apply in this case.

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stanski · 17/02/2019 19:42

Thanks everyone. Got the answers I came for so am off the thread now. Thank you for being so helpful.

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