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Living overseas

UK car insurance whilst resident abroad?

6 replies

GapsAGoodUn · 15/04/2011 09:07

I am now in Australia for a couple of years (DH's work - 457 visa), but we are not looking for Permanent Residency - it's just a temporary thing.

I really want to maintain my car in the UK so that we can get around when we return for hols etc (visiting MiL 400 miles away from my parents sort of thing) and obviously I don't want to lose my lovely no-claims bonus (15 years but only counts for 7 years etc).

Anybody know of a company that will insure 'temporary' non residents? Please? Pretty please???

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HalleluiaScot · 15/04/2011 13:10

You can get a no-claims certificate from your insurer that will enable you to pick back up where you left off.

This much simpler than keeping a car in the UK. Just get a hire care for when you are on holiday.

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supergreenuk · 15/04/2011 13:15

Your discount will expire after 2years of non use.

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Portoeufino · 15/04/2011 13:18

Could you use your parents address and insure the car via there? Have you spoken to your usual insurance company? If the car is staying in the UK, it will be parked up somewhere most of the time presumably. You might be able to continue with your normal insurance.

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HalleluiaScot · 15/04/2011 13:21

We didn't find that, super. We were gone for four years and kept our no claims. This was with Direct Line. We got a certificate of no claims before we left. We didn't know anything about this before hand - the insurer sent it to us automatically on cancelling the policy.

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GapsAGoodUn · 15/04/2011 14:00

Tried my normal company - they will only insure people who are resident for 9 months a year. Although I could use my parent's address, am worried this might be fraudulent, as though car is there, I am not actually there IYSWIM.

Might have to google brokers (sob).

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supergreenuk · 15/04/2011 17:02

Might be different rules with different companies but I thought it was industry wide. It may have been an insurer mistake but the company I work for will not accept anything older than 2 years.

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