we are gunna start buying our shopping on line as we will save money on getting a cab and we also wont be tempted to buy stuff we dont need.
anyone got any other little money saving tips? im gunna do a serious money plan tonight cos we havent hardly got any
Get a freeview box and subscribe to one of those sites that sends you unlimited DVDs for about a tenner a month - amazon is cheapest at £7.99/month. Saves heaps when you stay in and watch a film instead of going out.
I do meal planning and then write my list accordingly. This means I use everything I buy and don't throw too much out.
I use Sainsbury's on line and if you get it delivered on a Tues, Wed or Thurs and spend over £70 you get free delivery. Pick a time between 5 and 6pm and they sometimes get stuck in traffic and if they are a minute late they give you £10 off vouchers for your next shop!!!
Pay most or all of your bills by direct debit. A lot of companies give discount for the customer. Also a big one i found, log on to uswitch to check if your energy suppliers are the cheapest. I changed to Npower and get £50 discount every year for having both fuels and paying by dd and my bills went down! It will all add up.
Keep a list of items you want to buy (larger items, not groceries obviously) - if you're tempted to make a purchase, put it on this list for 30 days before buying. Many times you'll realise after 30 days you don't want it or need it after all! Good for preventing impulse buys.
checkout money saving tips
always use your money off and points vouchers at supermarket
save some of child benefit each month in a separate account- how i pay for holidays
shop at Lidl for essentials first and then go to tesco/Asda for the rest.
always buy large packets of pasta/ rice and potatoes- i buy catering size from Asian cash and carry.