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Contents insurance.....how much do you pay ???

(13 Posts)
nutcracker Mon 20-Jun-05 11:14:15

Have been getting a few quotes but they are all more than I was expecting to pay.

Anyone mind telling me how much a month they pay ??

coppertop Mon 20-Jun-05 11:21:28

I can't remember the exact figure but it's about £11 per month via Direct Debit. It depends on what kind of cover you need/want though. We have basic cover with added legal cover. We also don't have much expensive equipment so the amount of cover needed is probably smaller than most people's.

emily05 Mon 20-Jun-05 11:22:18

£7 a month

Puff Mon 20-Jun-05 11:23:47

ours is £19 a month, but includes cover for specific items.

janinlondon Mon 20-Jun-05 11:25:10

About £40 a month - but that includes building contents too. How much have you valued your contents at?

nutcracker Mon 20-Jun-05 11:26:19

Have manged to get the quote down to £127.00 a year with Churchill and that is for £40000 of cover and accidental cover too.

I can't see if it is new for old though, or are they all that now ???

nutcracker Mon 20-Jun-05 11:26:51

Actually the contents are probably worth less than that, how do i work it out ??

nutcracker Mon 20-Jun-05 11:27:55

It's down to £11.07 a month. All the other quotes were about £20 - £23

nutcracker Mon 20-Jun-05 11:28:49

Do I need legal cover ??

emily05 Mon 20-Jun-05 11:29:56

I am with the Halifax. Really good quote and unlimited cover. Also have the lost keys service as well

coppertop Mon 20-Jun-05 11:30:31

They usually advise you to work out how much it would cost to replace everything if it was all lost/stolen. You may also need to list anything that would cost over a certain amount to replace, eg a new computer if yours was stolen, expensive stereo etc.

coppertop Mon 20-Jun-05 11:31:26

No. Legal cover was an extra. I think it costs about £15 a year.

nutcracker Mon 20-Jun-05 11:36:44

Thanks

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