i accidently went overdrawn today and i'm eager to avoid being charged for doing so. and i was wondering how long it takes for money to get into my account if i go pay it in at the bank in cash... i'm with lloyds tsb. does it take a few days or would it be instant?
As an ex-bank employee (dealing with overdrawn customers) can I suggest that you ring the bank anyway and tell them you have paid in. Although it is unlikely, technically you were overdrawn at start of business and could still be charged for that.
We always took a sympathetic view of customers who were proactive and let us know that they were on top of what was happening with their accounts.