they were such a shit run company, they wouldnt answer my calls, wouldnt get in touch at all to let me know when i could go back and then shop closed down because of flood and never reopend!, and they still didnt bother contacting me!
took it to citizens advice and they were rubbish, so ended up getting two months wages, minus a month they already paid me before i took up case
on the flip side, when they opend thier new shop, that went under cos the sponsor withdrew thier funding as they were so underhand and sneaky(doing stuff they shouldnt!)
evesmama, me and dh have just applied for our mortgage and we were asked for our last 3 mths bank statements and pay cheques, so i suppose if your bank balance statement is healthy, and includes all the outgoings and incomings, no matter what they are they will be taken into account
I want to apply for a bigger mortgage, but DH has terrible credit. His wages go into my bank account though!!! Does that mean I could still get a mortgage amount that considers his earnings.... without actually having them run a credit check on him? I mean if it was just me applying and they looked at the income on my account it looks like I earn a LOT more than I actually do.
Ooops, sorry Evesmama... maybe I should start another thread about this. It's just got me thinking....
i think they asked me if i had a credit card, but then i remember her saying 'oh it doesnt matter about you' and i didnt tell her i had a million store cards, they never mentioned it so they obviously couldnt have run a check
dh is perfect and has a credit card but with nothing on it
could you not explain the money that goes into your account (dh's wages) as money he gives you each mth? or just say he doesnt have his own bank acc. (if they even ask)
me and dh have seperate accounts and a joint one, we gave them the statements of the joint one and dh's own one, mine wasnt even asked for (cos we didnt tell them i had another one of my own, thats well in the red btw)
we got this house on dp's wage, but want to live somewere nicer and could do that if they take my benefits into account and then, once i get myself well and start working, they wont be a problem???
really hope we can?