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Anyone Claimed back PPI money??

(10 Posts)
lisad123 Fri 24-Oct-08 12:37:48

I have a loan with Firstplus and believe i was misold my PPI, and have called and put a claim in. Has anyone done this and been sucessful??

lisad123 Fri 24-Oct-08 16:08:59

bump

mejon Fri 24-Oct-08 16:23:15

Yes - well I did it on behalf of DH as he was self-employed when he took out his loan and would not have been able to claim on the PPI. The bank rejected his claim (as they would!) but we took it to the Ombudsman and they upheld it (eventhough we had hardly any of the original paperwork to show them.) He got just over £4000 back just a few months ago which he used to clear his credit card bills.

Lubyloo Sat 25-Oct-08 23:21:02

When did you take out the loan? Why do you believe you were misold?

PortofinoPumpkin Sat 25-Oct-08 23:32:19

I'm guessing that at as he was self employed he would not have been able to claim?

Lubyloo Sat 25-Oct-08 23:35:35

You can claim on most policies if self employed as long as the business has been made insolvent.

lisad123 Sat 25-Oct-08 23:38:37

they didnt tell me at all when i took it out!! Then didnt ask any health questions and i have a complex medical history which means i wouldnt be covered anyways.

Lubyloo Sat 25-Oct-08 23:45:04

Well that's not good! I'm assuming you took the loan out before January 2005.

lisad123 Sat 25-Oct-08 23:58:52

yes 2004

Lubyloo Sun 26-Oct-08 00:06:21

Sounds like you have a really good case then. Have you looked on Money Saving Expert? There is lots of advice on reclaiming the PPI and template letters you an use. Good luck smile

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