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When can you consider a credit card transaction null and void?

(4 Posts)
oooggs Sat 26-Feb-05 15:07:32

We bought something in the USA in December and it is yet to show up on the card.

Anyone know when I can right this off as not having to pay for it?

oooggs Tue 01-Mar-05 10:17:32


StuartC Tue 01-Mar-05 10:26:13

I can't say with certainty, but I think it takes outstanding debts six years before they become non-enforceable.

Freckle Tue 01-Mar-05 10:34:21

I'm not aware that there are any statutory time limits for this. You could check the terms and conditions of your credit card to see if there are any contractual limits imposed.

Otherwise, I suspect that the time limit would be the same as for any other debt, i.e. the creditor has a maximum of 6 years in which to sue for a bad debt, so I would think that is the amount of time it can take for the item to appear on your statement.

This is just my personal view. I don't have any specific knowledge of this area.

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