We have no payment protection and we had a payment holiday last year while I was on mat leave. We get 80 a month tax credits but due to go down now she is 1 this month. Just wondered what jobseekers was and if we were entitled. Bless DP he is at the job centre again.
Phone tax credits as you will get more CTC and possible WTC as well
My Dad is a self employed steel fixer and is rarely out of work, however, was a few months back and signed on think he got £49 per week (my Mum works around 20hours a week) but luckily for them its only them at home and no mortgage etc (I can remember him being out of work in the late 80's/early 90's and things being very tight but they alsways managed to cope as Mum used to make sure cupboards/frezzer stocked for times like this and think my Nan used to give us some shopping each week)
I think the JSA rate for a couple and one child is about £110 a week but this will be reduced by the amount your earn per week less a disregard of £10(or £15) a week.
Tax credits should definatley go up and you might be able to get some council tax benefit too.
Its been announced today that the mortgage interest element of IS is going to change from £100k to £175 and the waiting time will be 13 weeks instead of 39 but this wont take effect until April next year.