Haven't got a car at the moment, only because it failed the mot. Haven't missed buying petrol or going to Sainsburys. Have been walking everywhere and going to my local lidl. Nothing to do with the credit crunch, but has made me think about what and how I spend. Am off to buy a new car today, but will definately walk more than I have been in the past!
really thinking about what i spend... how much i use the car.. when i get rid of this car will be buying one on the lower tax bracket .. although the one i have currently is a xsara picasso so hardly a big gas guzzler. trying to reuse, recycle and mend and not buy unecessary stuff
for me, it is the £5 here and there for this and that that adds up so really resisting urge to impulse buy
less petrol. less food for our budget, no telly during the day - have a battery run radio instead. 'picnics' if we're out for the day with squash instead of buying something out, and if we do have to buy something out DS/I share a sandwich. days out are now a train ride and walking the other end in the park or beach instead of things costing money as it were.
the prices of everything is going up, and as mum keeps telling me it's only going to get worse she thinks this time around they've less money floating about than in the 80's/90's - and this time she has a much better job/no mortgage.
I didn't think it had affected it that much but it has. We can't sell our house so we are renting it out and renting where we are moving. We have rented a more modest house than we would have done. We were going to use our inheritance towards a new house, a nice holiday and a campervan. Instead we have saved some and used the rest to clear our debts. We were also planning to have a baby next year and that wont be happening now.
I feel really fortunate, as we've got no debt and are pretty thrifty in our habits, so the credit crunch hasn't directly affected us too much so far. In fact the biggest change has been that we now have a realistic shot at buying a house if we want to! Baby due in four weeks though, so expenditure likely to change after that
1)avoiding local garage at all costs- petrol too dear too tempting to buy £10-20 worth of treats and mags non essential journey in a car( it is a mile away) 2) stocking up on cheap logs for fireplace which has a back boiler for heating water planning to NOT use oil during september and october if possible 3)Cancelled holiday in Rep of ireland on account of 200 mile drive, and general cost of a week away. Planning to stay in our garden instead 4) Staring to buy Xmas pressies in the sales now- bit by bit. 5)Growing own veg