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bad credit......mortgages?!?

(3 Posts)
lilsmum Sun 06-Feb-05 23:01:41

following reading the property ladder thread, i was wondering if anyone on here had/has bad credit but got a mortgage?

Gwenick Sun 06-Feb-05 23:04:58


not us personally - but our neighbours when we were about to become 1st time buyers decided to try and get a mortgage (they thought they were stuck for good in renting too) and succeeded. Admittedly they couldn't get the best deals out there, but they did manage to buy a 2 bedroom house (for their 3 boys LOL) and I heard recently that they sold it last year and moved to a slightly bigger place (and got a better mortgage deal as their credit was better).

joash Sun 06-Feb-05 23:07:15

Did have a bad credit rating years ago when we got the mortgage for this place - went to a mortgage broker (trouble is, I can't remember who it was or where we got the info from) and ended up better off then if we had gone to a specific mortgage lender. Our mortgage has always been slightly cheaper than the major lenders. Pays to shop around.

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