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What's the difference between a gold/platinum and standard credit card?

(7 Posts)
franch Wed 19-Jan-05 20:16:06

Sorry to be thick.

galaxy Wed 19-Jan-05 20:18:36

Some come with additional benefits such as free travel cover etc. Otherwise it's usually just for show!

franch Wed 19-Jan-05 20:19:25

I always assumed you had to be rich to have a gold/platinum one!?

romantick Wed 19-Jan-05 20:20:35

often you may find a clause saying you must earn a certain amount to qualify nut nowadays it dont really matter

hatstand Wed 19-Jan-05 20:20:45

agree with galaxy. generally they're an invention by banks to kid customers into thinking they're important, and to kid them into thinking that by flashing a gold or platinum card other people will be impressed. yawn.

hatstand Wed 19-Jan-05 20:21:27

franch - not really - there's usually a minimum salary but it ain't much.

franch Wed 19-Jan-05 20:26:29

OK - thanks all. The platinum card I'm looking at has a slightly better APR so I guess maybe you do have to earn more or something. Not sure I qualify for either in fact - see my "regular income" thread .....

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