We're expecting our first baby in June, and the current plan is for my husband to stay at home and for me to go back to work.
I want to have a few months off after the birth - to be able to breastfeed etc. However, my husband is a supply teacher, which means that the start of the £100 a week SMP period will pretty much coincide with him not earning.
Part of me is really glad that he'll be at home to get to know the baby too, and get ready for staying at home all the time. But I'm not quite sure what we're going to live on!
Anyone got any advice? Or do we just need to get used to being broke for the next couple of years?
My advice is start saving. And get a flexible mortgage.
Can your husband do some exam marking in the summer (if he's a secondary school teacher?). Or can he teach at a summer school, or get work on one of the holiday week programme thingys that run for school kids in the summer holiday.
ooh you could be me last May! We compromised - he worked as much as poss till April and then we did a handover of jobs before I went back in May. Save as much as you can, check things like saving money on mortgages and utilities and the like.
did your husband find it weird suddenly being the full time carer? my main concern is that if he works till i go back, he'll have a huge learning curve suddenly caring for a 4 / 5 month old, instead of gradually getting used to it. am i being paranoid?
He did have a big learning curve but then so did I! I did a lot of lists of things and timetables of things to help him at first and I also froze loads of weaning foods and did the washing until he was ok.
Also I made him do loads at the weekend while he was working and made sure he had sole charge for whole days once a month ("honestly dear I'd far rather stay home than go out with the girls but you need to get used to being on your own with ds....")
We had our moments. Worst have been when I've had to work late and he's felt bored/neglected.
I'm in a similar position to you, due in June, dh is (hopefully) going to be the stay at home daddy. I say 'hopefully' as the alternative is that he's [still] too unwell to take care of the baby, which will leave us in a bit of a pickle.
Can't help too much at this stage as we are both 'resting' IT contractors, so we won't be entitled to any benefits etc. I'd like to work now the first trimester is out of the way but am not going to be offered a permie job, let's face it, and am unlikely to get taken on for a short contract either.
I'm looking forward to us both being at home for the first six months, even though money-wise it's not ideal, but maybe as lalaa suggests, dh can do some work exam marking or maybe supply teaching but not full-time?
Anyway, just wanted to say 'hi', and hope things go well for you!
Make sure the child benefit is in his name, then he has National Insurance Protection. Apart from that, enjoy. My dh gave up work when the sluglet was 1 to stay at home with her and I can honestly say it has been the making of him. So few men get this sort of opportunity.