I keep falling behind with my water payments. I am supposed to pay £12 a week, either with payment book or over internet, but when I am short of money which is all of the time, I tend to use that money and intend to pay double the week after but don't.
I think if I had a dd or standing order then i'd make sure I didn't touch the money, as I never miss any of my dd payments at all.
Can you have them weekly though ?? All of my other are monthly.
You could always set up a so to another seperate account for all your bills and then have all your bills/so paid from that account.
I have two accounts one for bills and one for spending, each pay day the money transfers by so directly into my bill account for the moth and what is left I have to spend. Just add all your bills up for the year and divide by either 52 or 12 and put this amount away each payday. I dont have a debit card or cheque book for my bills account so cant touch the money unless I pyhsicaly go to the bank and transephere the money.