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UC - this months payment

(15 Posts)
OnNaturesCourse Sat 11-Aug-18 15:17:22

Our income last month dropped by a good deal and I'm sat trying to work out how this will effected my universal crefit claim this month.

All I've managed to find online is how it's all calculated but not a actual calculator to work out roughly what is due in this month - because of the dip in income our debt increased slightly and I'm hoping to be able to back pay some of the debt as our income is back to normal this month.

Is there anyone good out there that could tell me roughly what to expect?

Allowance : 1240
Work allowance : 198
Income: 1045

I've worked it out as income minus work allowance : 1045 - 198 = 847

Allowance minus above : 1240 - 847 = 393 payment.

That seems too much, where am I going wrong?

Babyroobs Sat 11-Aug-18 17:04:38

£847 x 0.63 = the amount to be deducted from your total UC allowance of £1240.

Babyroobs Sat 11-Aug-18 17:09:36

So I work out you will get £706.39 Uc.

OnNaturesCourse Sat 11-Aug-18 19:20:25

Oh, right.

That seems a lot.

Babyroobs Sat 11-Aug-18 19:28:31

It does but your maximum.UC amount is high.

OnNaturesCourse Sat 11-Aug-18 19:30:35

Is that the 1240?

Its because we get the maximum housing element and a child element.

Normally we aren't paid anything, or very little, but DP was out of work for a while.

lapenguin Sat 11-Aug-18 19:44:11

Have you tried looking on entitledto?
Might give you a rough idea?

OnNaturesCourse Sat 11-Aug-18 19:57:17

Yes. That site is a headache for me.

Its a one off as our income dropped last month but is back to normal. I guess that's what it's there for, help when needed.

OnNaturesCourse Sun 12-Aug-18 10:08:52

Thank you guys for the help.

Xx

LG123 Sun 12-Aug-18 23:39:52

It's definitely right, that's how much I get and we have a very similar allowance and my income is virtually the same as that.

OnNaturesCourse Mon 13-Aug-18 10:10:29

Thanks LG.

It will really help as like I say it was a sudden drop last month and we had to put a few outstanding things on the credit cards.

Thankfully everything back to normal this month but looking like a drop again in a few months so handing now knowing how to work it all out.

LG123 Mon 13-Aug-18 11:53:25

With UC it's meant to make work pay (until you earn enough to cancel it out) so given you'll be about £500 better off than just having UC, that us about right and makes it worthwhile working, if you weren't there would be no point 😊

OnNaturesCourse Mon 13-Aug-18 11:55:46

Okay. Makes a bit more sense now.

Only DP works at the moment, I'm a SAHM after losing my job to redundancy so every penny counts atm.

LG123 Mon 13-Aug-18 12:13:51

I can imagine, my work failed my probation in May, blatantly because I am pregnant but I can't prove it. So I am watching every penny atm until I go back to work.

OnNaturesCourse Mon 13-Aug-18 12:16:56

It's terrible, isn't it.
I was pregnant when I lost my job, and very much showing so funny enough didn't secure another job even after a number of interviews. Now it's a case of 'why have you been out of work..'
Can't win.

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