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Renting

(3 Posts)
bribri1997 Tue 13-Mar-18 18:27:29

Hello, myself and my partner are looking at rent a house/flat he’s had good credit but I do not. I am currently paying off 2 loans so this obviously gives me bad credit. Which makes me worry. Whats the likelyhood of us being able to rent a property through a letting agents? Would it help if I can offer to have a guarantors?

Thank you.

JoJoSM2 Tue 13-Mar-18 20:26:24

Having 2 loans doesn't give you bad credit. If you're on time with payments, it can actually improve your rating.

The agents will need to see that you can afford the rent. So if you earn enough to afford the loans and the rent easily, there shouldn't be a problem.

Shen0102 Thu 15-Mar-18 10:55:46

Yeah a guarantor will help if it's someone close to you like your parents or a sibling.

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