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budget

(35 Posts)
emmalucy27 Sat 21-Oct-17 10:06:46

Hi I've come on here to find if anyone else else is in the same situation. Every month after we have paid for bills and house. Me and my partner have £500 to live on. Would you say we'll be able to manage? I have been so upset over this.

somewhereovertherain Sat 21-Oct-17 14:15:00

Without more information it’s hard to know

MyDcAreMarvel Sat 21-Oct-17 14:18:07

Yes that's perfectly doable , say £200 food , £100 transport? £200 left for clothes , entertainment, savings, random purchases.

emmalucy27 Sat 21-Oct-17 14:21:03

Food is already included in the bills

MickeyLuv Sat 21-Oct-17 14:25:09

Not sure why you have been so upset, £500 should be plenty of all bills\food\petrol etc is accounted for. It's certainly more than I have left over every month and I get by just fine.

emmalucy27 Sat 21-Oct-17 14:26:57

It's for two people

emmalucy27 Sat 21-Oct-17 14:46:13

It's for two people

RaininSummer Sat 21-Oct-17 14:50:42

I manage on that before food so I think you will be fine. It just means you cant do expensive leisure activities and have scary moments when house ie car need work.

Ecureuil Sat 21-Oct-17 14:58:05

What is upsetting you about it? How much have you been living on until now? Has your budget dramatically reduced recently?
We allocate ourselves about the same amount. It’s fine, we manage to go out for food, have takeaways, day trips with the DC etc.

emmalucy27 Sat 21-Oct-17 15:35:02

I'm upset cos no one should be living like this. I've just got an interview for another job on top of what i already do. It's guna wear me down, but we need money. Maternity pay is crap.

MirandaWest Sat 21-Oct-17 15:37:29

What does the £500 need to cover?

khajiit13 Sat 21-Oct-17 15:39:10

£500 after food is fine!! What is your issue?

Caulk Sat 21-Oct-17 15:40:58

Did you miss type and mean £50?

emmalucy27 Sat 21-Oct-17 15:46:37

It doesn't need to cover anything

BarbaraofSevillle Sat 21-Oct-17 15:52:16

In the nicest possible way if you both have £250 pm each for discretionary spends you need to get over yourself and stop worrying and getting upset.

It's not untold riches, but it's a decent amount and more than a lot of people have. If you keep running out of money, either you don't have as much as you thought or you need to prioritise your spending to make sure you get best value to you out of the £250. Maybe look for cheaper things to do to make it go further.

namechangealways Sat 21-Oct-17 16:03:26

What exactly are you trying to cover, if you say it doesn't cover everything? I understand it won't get you too far if you have a massive expense but in general?

Cupoteap Sat 21-Oct-17 16:04:34

Op think you need to calm down and explain what the actual problem is

BexleyRae Sat 21-Oct-17 16:07:39

If the £500 doesn't need to cover anything, what's the problem? A lot of people would love this amount of spare cash a month, me included

BarbaraofSevillle Sat 21-Oct-17 16:07:58

What do you mean 'no one should be living like this'?

You do realise that a lot of people can't even cover the basics, let alone have money left over to spend as they wish?

IsAnyoneElseMissingCheese Sat 21-Oct-17 16:08:06

You're very lucky to have £500 excess money every month.

A lot of people can only dream of that.

mintbiscuit Sat 21-Oct-17 16:11:28

Do you own your own home (albeit with mortgage)?
Do you both save into a pension?
Do you both have a savings acct with some back up?

Does the 500 have to be paid towards any of the above?

LovingLola Sat 21-Oct-17 16:11:38

I remember your other thread. Have you had your baby? And how are you emotionally? This anxiety over money be masking other emotions.

emmalucy27 Sat 21-Oct-17 16:20:55

Yes I've had the baby she's in foster care

LovingLola Sat 21-Oct-17 16:24:11

Is there someone you can talk to about your money anxiety? Is your DP aware of how you are feeling?

Caulk Sat 21-Oct-17 16:38:54

I remember your previous posts. People then suggested a lot of areas you could get support from, have you accessed them?

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