I'm looking for a new bank account. I'd really like one that lets me set up side accounts and rename them so I can see at a glance what the savings are for. If it were possible for direct debits to take money straight out of the side accounts without me moving out back to the main account that would be amazing - does such a thing exist?
I'm not sure if you can do things like that but I'm with first direct and they're really good and really helpful on the phone, they don't lie about the good customer service! Your not stuck on hold for ages so I would give them a call and ask if they do what you're looking for
I have a NatWest account and have three side accounts attached - I use them for saving so im not sure that you can have dd attached to them - but I really like the phone app and it's really easy to switch money between the accounts
I am just in the process of switching to first direct. I had previously applied to M&S but their procedure was so tortuous I gave up. If you go through money saving expert then first direct give you £125 fir switching to them. I had the option of opening a side by side savings account. I'm also going to set up a regular saver (5% fixed fir a year) They score the best massivly on customer service. I would say to try them and if you don't like them then switch to someone else.
With TSB you can have side accounts and set up standing orders to meet your savings goals. I don't know about standing orders out, I don't think so, but you can set up save the change so it auto rounds up your debit card payments into the savings account too
Oh this is fantastic, I honestly was expecting no replies! They you everyone. I'm already using HSBC and I've deleted the app in frustration!
First direct get a lot of votes but I'll need to look into it, I think you have to deposit a minimum monthly amount (?) And I'll possibly be leaving my job for a bit soon so I don't want to get stuck with having to move again quickly.
It never occurred to me to have two current accounts with the same bank Hunkle, are they looked so that you can see them both at once online?
I'll start researching all of these to see which suits me best. It's a shame they don't put more information about this sorry of stuff online, I'd love to seen some you tube guided tours.